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Oregon’s Source For Workers’ Compensation

If you’re an Oregon employer, you most likely need workers’ compensation insurance. Workers’ comp provides benefits for workers who become injured or sick as a result of their work, helping them recover and return to work as soon as possible. It also protects employers from legal action arising from a workplace injury or illness.

SAIF is Oregon’s not-for-profit workers’ compensation provider.


Affordable Rates
Affordable Rates

Our mission is to make workers’ comp available, affordable, and accessible for Oregon employers.

Here For Oregon
Here For Oregon

Since 1990, SAIF has returned more than $2.6 billion back to Oregon businesses in the form of dividends.

100+ Years of Service
100+ Years of Service

Founded in 1914, SAIF was one of the first workers’ compensation providers in the nation.

Satisfied Customers
Satisfied Customers

93% of SAIF policyholders say they are satisfied or extremely satisfied with our service.

Your Local Experts
Your Local Experts

Our claims and return-to-work expertise is unmatched in the industry. And with six offices around the state, a real person is just around the corner to help you. 

Safe & Healthy at Work
Safe & Healthy at Work

Your policy includes access to consultations, trainings, and videos.

“I really enjoy working with SAIF. They make everything so easy.”
—Shannon Standish Williams, The Yard Food Park, Salem

About Workers’ Comp Insurance

How Does It Work?

Employers pay premiums to SAIF, and SAIF pays benefits to workers if they are injured or suffer an occupational disease as a result of their work.

What Does It Cover?

Worker benefits are determined by state law, and SAIF has a strong track record for taking care of workers and helping them get back to work quickly.

Where Can I Learn More?

Visit the Oregon Workers’ Compensation Division website to learn about the workers’ comp system, rate information, compliance, and more.  

It's easy to get covered by SAIF.

About SAIF

SAIF is Oregon’s not-for-profit workers' comp insurance company. Since 1914, we've been protecting Oregon employers and workers with exceptional, affordable coverage.

From thousands of small businesses to some of the state’s economic leaders, SAIF covers more than 54,000 policyholders and an estimated 750,000 workers in Oregon.

We’re proud to lead one of the most successful workers’ comp systems, with some of the lowest workplace injury rates and workers' compensation costs in the nation.

At SAIF, we have a vision to make Oregon the safest and healthiest place to work. And we’re committed to helping Oregonians work better, smarter, and safer for years to come. It’s not just the right thing to do: It’s good for business.

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