Oregon’s #1 workers’ comp provider since 1914

Coverage that
really works
for Oregon

SAIF is Oregon’s not-for-profit workers’ comp insurance company. We pass savings directly to you — lower rates and local expertise.

Get your quote online

Or call 888.598.5880

52,000+

Oregon businesses insured

$3B

Returned to Oregon businesses as dividends

110+

Years serving Oregon employers

98%

Policyholders choose to stay with SAIF

Why choose SAIF

Why choose
a SAIF policy?

Unlike private carriers, we’re not-for-profit — every decision we make is in service of Oregon employers and workers, not shareholders.

Save money with Oregon’s first not-for-profit insurance company

Unlike private carriers, we pass savings directly to you through lower rates, dividends, and specialized programs.

Real local experts at your convenience

Our claims and return-to-work expertise is unmatched. With six offices around Oregon, a real person is just around the corner.

Oregon’s lowest workers’ comp costs

Oregon maintains some of the lowest workplace injury rates and workers’ compensation costs in the nation.

Protect your bottom line while protecting workers

When employees work better, smarter, and safer — it’s not just right, it’s profitable for your business.

Quick & easy online quotes

Get your workers’ comp quote online in just a few minutes. Simple to get, easy to understand.

Serving Oregon since 1914

Over 110 years of making workers’ comp available, affordable, and accessible for every Oregon employer.

What’s covered

What does workers’ comp cover?

Medical expensesIncludes examinations, treatments, and rehabilitation.
Lost wagesGives employees time to recover from an injury before returning to work.
RetrainingHelps employees who need to learn new skills and enter a new field.
Permanent injuryProvides benefits for employees who can no longer work due to injury.

Anytime we have had to submit a claim it is handled quickly and I feel like both the employer and employees are treated respectfully and the processes run smoothly

Valerie B.SAIF policyholder

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Join 52,000 Oregon
businesses who
trust SAIF